Cash in. Cash out.
Deposits, withdrawals and cash recycling at neighborhood level.
INVESTOR OVERVIEW
Modern banking for everyday cash economies.
We combine full-service banking, identity verification, cash access and digital tools in a solar-powered terminal and mobile app.
Explore the model ↓PILOT MARKET
HIGÜEY, D.R.
HIGÜEY, D.R.
THE PROBLEM
Cash keeps the economy moving.
The system leaves millions behind.
68%of Dominicans are unbanked or underbanked.
FarTraditional banks are slow, costly and built around branches.
InvisibleWithout formal ID or credit history, customers cannot build wealth.
01 / THE SOLUTION
ONE TERMINAL. A COMPLETE BANKING FRONT DOOR.
Infrastructure that goes where branches won’t.
Identity built in.
Cédula scanning, eKYC and biometric authentication.
A bank in your hand.
Accounts, transfers, bill pay and card control in one mobile app.
Power independent.
Solar-powered, connected and designed to stay available.
02 / THE OPPORTUNITY
Start local.
Build the network.
Pilot economics are management estimates based on the investor model and remain subject to validation.
03 / THE BUSINESS
Multiple revenue lines.
One distributed network.
ATM withdrawals$728K / yr
Banking transaction fees$155K / yr
FX spread & remittance$120K / yr
Card issuance$90K / yr
Interchange$80K / yr
Bill payment & services$60K / yr
04 / THE ROADMAP
Pilot. Prove. Scale.
Build
Engineering, legal structure, regulatory engagement and terminal prototype.
Integrate
Manufacturing, system integration, merchant onboarding and beta testing.
Launch
Deploy 15 Higüey terminals, launch the app and acquire the first users.
Expand
Optimize service and replicate the model across new cash-driven markets.
05 / THE ROUND
$1.2M seed capital.
18 months to prove the model.
35%Engineering & product
25%Terminal manufacturing
20%Regulatory & legal
10%Pilot deployment
10%Working capital